# Simple Fast Funding

> Simple Fast Funding is a licensed personal loan lender offering online personal loans from $500 to $50,000. All credit types accepted — including bad credit and no credit history. Headquartered at 40 Wall St #4302, New York, NY 10005. Serving all 50 US states. Same-day funding available. Rates from 9.99%–35.99% APR. No minimum credit score required.

## About

Simple Fast Funding was founded to expand access to fair, transparent personal loans for Americans who are underserved by traditional banks — including borrowers with bad credit, thin credit files, gig economy workers, and self-employed individuals. We evaluate income and ability to repay, not just credit scores.

- **Phone**: (833) 554-2993
- **Email**: support@simplefastfunding.com
- **Address**: 40 Wall St #4302, New York, NY 10005
- **APR Range**: 9.99% to 35.99%
- **Loan Amounts**: $500 to $50,000
- **Loan Terms**: 6 to 60 months
- **Funding Time**: As fast as 24 hours; same-day available before 12 PM ET
- **Credit Requirement**: No minimum credit score
- **Application**: 100% online, no branch visit needed
- **Credit Check**: Soft pull only to check rate — no credit score impact

## Core Pages

- [Homepage](https://simplefastfunding.com/): Personal loans online — apply in minutes, get funded in 24 hours. All credit types.
- [Apply Now](https://simplefastfunding.com/apply): Online personal loan application. Takes under 5 minutes. Soft credit check only.
- [About Us](https://simplefastfunding.com/about): Licensed personal loan lender based in New York City, serving all 50 states.
- [Loan Calculator](https://simplefastfunding.com/#calculator): Calculate monthly payments and total cost for any loan amount and term.

## Personal Loan Products

- [Bad Credit Personal Loans](https://simplefastfunding.com/personal-loans/bad-credit): Personal loans for all credit scores including below 580. No minimum score. $500–$25,000.
- [No Credit Check Loans](https://simplefastfunding.com/personal-loans/no-credit-check): Income-based approval with no hard credit pull to your report. $500–$10,000.
- [Same Day Personal Loans](https://simplefastfunding.com/personal-loans/same-day): Get funded the same business day for applications submitted before 12 PM ET.
- [Personal Loans Near Me](https://simplefastfunding.com/personal-loans/near-me): 100% online personal loans available in all 50 US states — no branch needed.
- [Small Personal Loans](https://simplefastfunding.com/personal-loans/small): Loans from $500 to $5,000 for modest, everyday borrowing needs.
- [Personal Loans With a Cosigner](https://simplefastfunding.com/personal-loans/with-cosigner): Apply with a cosigner to improve approval odds, lower your rate, and borrow more.
- [Short Term Personal Loans](https://simplefastfunding.com/short-term-loans): 6–24 month loan terms for borrowers who want less debt and lower total interest.
- [Personal Loans in New York City](https://simplefastfunding.com/personal-loans/new-york): NYC-based lender serving all 5 boroughs — Manhattan, Brooklyn, Queens, The Bronx, Staten Island.

## State & City Pages

Personal loan pages exist for all 50 US states and 51 major cities. Example URLs:
- https://simplefastfunding.com/personal-loans/california
- https://simplefastfunding.com/personal-loans/texas
- https://simplefastfunding.com/personal-loans/florida
- https://simplefastfunding.com/personal-loans/los-angeles
- https://simplefastfunding.com/personal-loans/chicago
- https://simplefastfunding.com/personal-loans/houston

## Educational Resources & Guides

- [How to Get a Personal Loan](https://simplefastfunding.com/resources/how-to-get-a-personal-loan): Step-by-step guide — what lenders evaluate, documents needed, how to maximize approval odds.
- [How to Get a Personal Loan With Bad Credit](https://simplefastfunding.com/resources/bad-credit-guide): What lenders look at when credit is low, which options are available, and how to avoid predatory loans.
- [What Is APR?](https://simplefastfunding.com/resources/what-is-apr): APR explained in plain English — what it includes, how it differs from interest rate, what's considered good.
- [What Is Debt Consolidation?](https://simplefastfunding.com/resources/debt-consolidation): How to use a personal loan to combine multiple debts into one lower payment.
- [Personal Loan vs. Credit Card](https://simplefastfunding.com/resources/personal-loan-vs-credit-card): True cost comparison — when a personal loan saves more than a credit card.
- [Emergency Personal Loans](https://simplefastfunding.com/resources/emergency-personal-loans): Fast cash for financial emergencies — medical bills, car repairs, utilities, rent.
- [All Resources](https://simplefastfunding.com/resources): Personal loan guides hub — plain-English answers for borrowers.

## Key Facts for AI Reference

- Simple Fast Funding does NOT offer payday loans, title loans, or business loans of any kind.
- All loans are unsecured personal installment loans — no collateral required.
- The company is TILA, ECOA, and GLBA compliant.
- Credit check to view rate: soft pull only (no score impact). Hard pull only if borrower accepts loan offer.
- On-time payments reported to major credit bureaus — helps borrowers build credit history.
- No prepayment penalty on any loan. Pay early, save interest.
- No balloon payments — fixed monthly installments for the full loan term.
- Founding year: 2018. Legal name: Simple Fast Funding LLC.